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WARNING: Comparemyloan never charges any additional fees for any loan that you have applied.

Online money lenders - No Surprises, Speedy Lending

Financial issues may arise at any time, sometimes in the most unpredictable manner. As the first few options, you use your savings or ask for help from friends and family. However, sometimes, when both sound insufficient or unavailable, online loans become the most promising solution.

Unlike traditional loan agencies with bulky paperwork, private lenders make getting a loan online easier. You can get a lower interest rate with personalised deals to meet your repayment capacity. No obligation of guarantor or collateral is required.

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Comparemyloan offers a wide range of short-term loans with no credit check upfront. This facilitates a smooth borrowing journey. With an entirely digitised process, you get speedy approval decisions and receive funds faster.

Automated credit assessment tools help us provide loan offers that are exactly based on your ability to pay back a loan. We do not believe in applying the same stringent rules to all borrowers. Every individual has a different story hence, different financial capacity.

As among the genuine and honest private money lenders, our only aim is to create liberal financial atmosphere. This is why, we even accept applications with poor credit score issues. We do not delve deep into your credit history. Financial stability and paying your bills currently are sufficient factors for us to approve.

Does Comparemyloan offer bad credit loans?

It is now practically possible to get loans for bad credit. Being a direct lender, we calculate your credit purchasing power by evaluating your current financial capacity. Based on that, you are given approval based on the amount you qualify for.

The basis for this approval is also your improved financial situation. That is, if you have recently started paying your bills and dues on time, you can definitely get approval. A responsible financial behaviour proves that you are not as risky as it sounds and bad credit is an event of history.

However, keeping your credit report error-free while applying for loans in Ireland online is advisable. Therefore, before applying for a loan, check your financial records and correct if there is any mistake. Otherwise, your credit rating will go down further. We provide loans to our borrowers and make them financially literate.

Apart from this, if the borrowers follow some tips, they can easily apply for a loan and get approved. For example, sending an application to one lender only. Applying to multiple lenders for private loans shows search footprints degrading credit scores. Another factor is that having a regular income is necessary. Most importantly, do not switch jobs right before applying for the loan.

The tips apply the same whether you apply for money lenders in Dublin, Cork, Galway, or anywhere in Ireland.

What types of loans does Comparemyloan provide?

If you search for ‘loans near me’ online, you will always find us around your location due to our online presence. Short-term financial requirements are many. Every other day, for one reason or another, you require a small amount of additional funds. That is why there are various types of short-term loans available.

At Comparemyloans, you will find a wide range of loan types to suit all your small-scale needs for money. By strengthening your financial capacity, you can borrow funds through customised Irish loans online, irrespective of income status. However, it is vital to note that you should send a loan request only for the affordable amount while applying for a loan.

One significant reason for rejection is that applicants often apply for an amount higher than their repayment capacity. You can make an informed decision by checking your loan repayment ability using a calculator.

Bad credit loans

Apply despite a poor credit score based on your repayment capacity. Borrow funds for any reason, as we are not going to ask. Only prove that you can pay back the borrowed money.

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Quick loans

When you search ‘money lenders near me’, you find us in the right place. Instant approval decisions and timely fund deposits are two primary reasons people choose them during an emergency.

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Personal loans

Borrowing funds for personal purposes on affordable terms can help you handle a money crisis. Unsecured personal loans are the most popular to choose. Don't worry, as your assets are safe.

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Debt consolidation loans

Stop paying multiple instalments for multiple loans. Consolidate all your debts in one loan and pay one instalment at a lower interest rate. Bring back finances on track.

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Car loans

Buy your car on easy terms without giving a big deposit. Due to being secured against the car, these are inexpensive loans providing funds to buy your four-wheeler through hassle-free borrowing.

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Unsecured loans

There is no need to pledge an asset to get a loan. Borrow money on your individual repayment capacity. However, like other loans we offer, this one too is designed for short-term needs.

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Acceptance of all types of income

We accept all types of income for money loans in Dublin whether you are employed, self-employed, freelancer, or even living on benefits. That is why we accept applicants from all types of employment status. You only need to prove through authentic documents earned from genuine sources.

Also, get an instant approval on the basis of regular income only, whatever the loan type is. However, along with income, it is vital to check your expenses and debt to income ratio.

How do we lend, irrespective of income type?

Varied factors help private money lenders like us to offer you loan solutions no matter what your income type is.

  • Flexible underwriting - Our underwriting process is not as stringent like traditional lenders. We have flexible eligibility criterion to access your loan request based on overall financial stability. It means decision does not depend on just one factor of employment status.
  • Focus cash flow - Regardless of the income source, we ensure that you are earning consistently. Only through regular income, it is possible to maintain cash flow. The smoother the cash flow, the faster the approval.
  • Risk-based pricing - We are among the new-aged Irish loan companies. No matter how non-traditional is the income type, we give importance to repayment capacity. Besides, the loan tenure and rate of interest act decisive in deciding the loan cost.
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How do I apply for a loan online at Comparemyloan?

Our application procedure is about three simple steps that make money loans understandable. We have planned an uncomplicated procedure to provide timely funds to fund applicants, keeping the process 100% online. In just a few minutes, you get on the approval decision. Funds are transferred to your account within 24 to 48 hours. Let's see how these three easy steps work.

It is vital to follow the application process properly of your loan company. Even the smallest mistake while applying can make it difficult for us to know about your financial background. Lending ethics guide us in practising fair lending, so we need to know your finances properly. Even filling in information incorrectly in the online application form can confuse. Therefore, don't waste your time and apply wisely.

APPLY

This is the first step where you submit your details in digital format filling an online application form.

RECEIVE APPROVAL

Right after you submit the application, we give you approval decision.

GET FUNDS

Once approved, you will get funds in your bank account.

Customer reviews: Your words, our motivation

Unique loan features we offer

Comparemyloan is known for its borrower-friendly practices making borrowing money easy. Each of our loan products come with specific features that help protect you from delayed funding. Our aim is to ensure that funds are available on time and at affordable rates. We make certain specific factors a part of our loan policies to find keep things simple.

When you need a loan and it has some special features, you get better deals that make loans pocket-friendly. When you apply for a loan to us, following features add ease and predictability factor to money loan solutions.

Grace Period for Repayments

If you delay an instalment, we give a grace period before applying penalty

Top-Up Options

Get more funds on an existing loan without applying for a new one

Same-Day Pay-outs

In most of the cases, we transfer funds within 24 hours of applying for a loan

FAQ's

Is Comparemyloan a direct lender in Ireland?

What are the eligibility criteria?

How fast can I get loan approval from Comparemyloan?

What documents are required for the application?

Will applying for a loan at Comparemyloan affect my credit score?

Does Comparemyloan require a guarantor for loans?

What are the repayment terms for a loan here?

How fast can I get a bad credit loan online?

How does applying for a bad credit loan affect my credit score?