The Kilkenny Arts Festival of Ireland is a 10-day event that invites art creations and artists of all disciplines during the month of August. The event takes place at the historic places of the country.
With innovative performances, the arts festival attracts visitors from all over the world. Tickets for the festival are available online if you are planning to visit the vibe of the great Kilkenny festival.
Are you financially ready for the arts festival?
Considering the time, distance, and ticket booking factors, you will need to arrange some extra funds. The occasion occurs at exotic locations, which may mean that you need to spend a considerable amount of money.
But don’t worry, if you are an artist or have passion for arts, easy ways to arrange funds are available. An online unsecured same day loan lender in Kilkenny Ireland can easily approve you funds. Prove your repayment capacity and get funds now. But how it can help you? How to get it? Know everything below before you pack your bags and go for the festival.
What is an unsecured loan?
An unsecured loan is a collateral-free short-term borrowing method available online. It facilitates funds for temporary financial needs on personalized deals.
If you choose to take it from an online private money lender, it is even possible to borrow with a bad credit score. Your current repayment capacity, employment stability, and verified residential address are decisive factors.
Also, the payment history of the last six months in the form of a bank statement is important. The bank statement should show timely paid bills and debts. If not all, at least 80% of your bills should be paid on time.
How does taking unsecured loans help you fund a visit to the arts festival?
For many potential reasons, the loans with no collateral demand can help you fund the festival. Knowing about them will help you make a clear plan.
- No need to pledge assets – Not everyone is capable of providing assets for collateral. If you are also among them, unsecured loans give you a sense of relief. There is no risk of losing the asset. Borrow on your individual repayment capacity. However, in that case, the interest rate is a little higher as compared to the secured borrowing option.
- Quick approval and disbursement – Online private lenders offer these loans with instant approval decisions. Even if you make your plan at midnight, apply online, and receive funds in your bank account within 24 hours. This gives you the liberty to make last-minute plans. By the time you leave the house for the festival, the funds will reach you.
- Flexible loan amount – As per your need and creditworthiness, you can borrow any amount you want. However, different lenders offer different borrowing limits. Check the unsecured loans amount limit by Comparemyloans and apply now. This flexibility is even more in access in the case of online private money lenders. Traditional lenders like banks usually have a ‘one size fits all’ policy. Also, their stringent lending policies make it difficult to even qualify for loans, especially in the case of a poor credit history.
- Fixed monthly repayment – Fixed interest rate deals are available in case of unsecured loans. Hence, you can be sure of a predictable monthly instalment. This makes it easy to plan your monthly budget without compromising on other lifestyle expenses.
Tips to choose an affordable loan deal and lender for the Kilkenny Festival Trip
It is clear now that an unsecured loan can solve all your problems with funds. Hence, it is time to learn the ways to choose the right loan company that offers inexpensive deals.
- Compare lenders – Definitely, comparison is always required when it comes to making financial decisions. Plenty of options are available in the market. Therefore, find your lender by making a rational comparison between varied loan companies. Comparemyloans is known for offering pocket-friendly deals irrespective of credit score as a private lender.
- Check your affordability – You need to be responsible while borrowing funds. Before you finalise the loan amount and the lender, know how much you can afford to repay. Use a free eligibility checker or loan calculator to determine affordability against your desired loan amount. It gives you an idea of the relevant interest rate, loan tenure, and the amount you can qualify for.
- Choose the right term – Tenure is an important factor. Longer you get the tenure, smaller are the monthly instalments. The shorter the term, the bigger the instalment. Both have their pros and cons. The shorter term with bigger payments helps you pay off the debt faster. Therefore, if you can afford to make big payments, it is fine. Otherwise, try to get a longer tenure and enjoy paying the small repayments.
- Ensure there are no hidden fees – The factor of hidden fees is always frightening for the borrowers. After all, nobody wants such shocking surprises. This is why, when you compare lenders or finalise one of them, ask clearly about hidden fees. You are an applicant, and you have all the rights to know. It is better to make all preparations beforehand than to get worried later.
- Borrow responsibly – Apply for an amount which you actually need. Due to easy online access to funds through online lenders, borrowers often borrow a bigger amount than what they need. Later, they fail to make payments on time. Don’t do this to yourself, as it can degrade your credit score. Missing or delaying repayments brings a money mess. Hence, borrow rationally and responsibly.
Conclusion
With the above information, you can conclude that an unsecured loan in Ireland can always help you plan better. For occasions like arts festivals, festive fairs, seasonal exhibitions, etc., these loans have always been a good choice. All across Ireland, millions of borrowers like you depend on asset-free borrowing for short-term purposes.
Still thinking? No issues, first make up your mind for the festival, and scrutinise all your finances. In case you feel additional funds will be required, apply online and get funds today only.
Samuel Doyle is a finance content writer and loan strategist who explores the intersection of financing and technology to provide the best in terms of individual borrowing requirements. With a background in finance study and content strategy, he has written plenty of articles and blogs on finance, loans and the advent and future of FinTech. His work appears in top blogging platforms, loan product guides, and in the digital portals of online loan providers like Comparemyloan. With his writing, he has tried to bridge the gap between FinTech complexity and everyone’s loan requirements. A firm believer in ethical lending, Samuel focuses on solutions that serve people as much as profit.
